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DCHFA’s DC Bond Is Back

April 22, 2010 by jessebkaye 

DC Bond is again made available through the DC Housing Finance Agency. The program offers an affordable, fixed rate mortgages to both individuals and families seeking their first home in the District, which means that those who have owned a home in DC in the last three years are disqualified. The loan is also intended for those seeking primary residence.

Interest rate for borrowers is set at 5.25% with zero points and is only available as an FHA loan or a Veterans Administration loan though financing without these options are still being considered.

The new DC Bond, which will largely benefit low-income borrowers, requires all loans be purchased by Ginnie Mae. It also requires prospective borrowers to make less than $57,500 and less than $65,700 for couples. For a family of four, total household earnings must be less than $82,200 to qualify for the bond. Maximum amount of loan is fixed at $417,000. Furthermore, applicants must have a minimum FICO score of 620 to be qualified.

Comments

3 Responses to “DCHFA’s DC Bond Is Back”

  1. pligg.com on April 23rd, 2010 8:18 am

    DCHFA’s DC Bond Is Back…

    DC Bond is again made available through the DC Housing Finance Agency. The program offers an affordable, fixed rate mortgages to both individuals and families seeking their first home in the District, which means that those who have owned a home in DC …

  2. blurpalicious.com on April 23rd, 2010 8:34 am

    DCHFA’s DC Bond Is Back…

    DC Bond is again made available through the DC Housing Finance Agency. The program offers an affordable, fixed rate mortgages to both individuals and ……

  3. wagg.it on April 23rd, 2010 8:44 am

    DCHFA’s DC Bond Is Back | Homes, Condos & Foreclosures for Sale in DC, MD, VA, PA & WV…

    DC Bond is again made available through the DC Housing Finance Agency. The program offers an affordable, fixed rate mortgages to both individuals and families seeking their first home in the District, which means that those who have owned a home in DC …

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